Clever Accounts
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Contractor Accountants

Contractor Accounting With Full IR35 Support

Specialist contractor accounting with end-to-end IR35 support, contract reviews, and our unique Clever FLEX solution. We help contractors maximise take-home pay and stay fully compliant — whatever their contract status.

50% off for 3 months

No setup fees No minimum contract Cancel anytime

10,000+

Businesses Trust Us

20+

Years Experience

£0

Setup Fees

Excellent

Average Rating

Everything Covered

What's Included for £104.50/month

No hidden costs, no extras. This is everything in your package.

Dedicated contractor specialist accountant
End-to-end IR35 support & guidance
Contract reviews & written IR35 opinion
Clever FLEX umbrella solution
Seamless PSC/Umbrella switching
Year-end accounts & CT600
VAT returns (quarterly, MTD compliant)
Director payroll & dividend planning
Free FreeAgent accounting software
Unlimited phone & email support
Inside/outside IR35 working practice review
HMRC correspondence handled
Contractor working with their accountant
The Clever Accounts Way

Your IR35 specialist is one call away.

New contract? Renewal coming up? Not sure about your status? Your dedicated contractor accountant reviews your situation, advises on working practices, and gives you a clear written IR35 opinion — fast. No waiting, no vague answers.

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By the Numbers

Why Clients Choose Clever Accounts

2,000+

Contractors trust us with their IR35

24hr

Typical contract review turnaround

£000s

More take-home outside vs inside IR35

20+

Years of contractor tax expertise

Why Clever Accounts?

20+ Years. Still Getting Better.

We've been helping businesses like yours since before most accounting apps existed. Here's what makes us different.

Specialist IR35 Expertise

IR35 is one of the most complex areas of contractor tax. Our team has guided thousands of contractors through assessments, contract reviews, and HMRC enquiries.

Clever FLEX — Unique to Us

Switch seamlessly between your PSC (outside IR35) and our umbrella (inside IR35) without changing accountant. No disruption, no hassle.

Written Contract Reviews

Before you sign, we review your contract for IR35 indicators and advise on working practices. You get a clear written opinion you can rely on.

Maximise Take-Home Pay

Operating outside IR35 through your own limited company can be worth thousands more per year. We help you protect that position.

Full Service

Everything We Handle For You

One fixed monthly fee covers all of this. Nothing is ever charged as an extra.

IR35 Support

  • Written IR35 contract opinion
  • Working practice assessments
  • Contract wording recommendations
  • HMRC enquiry support

Clever FLEX

  • Seamless PSC to umbrella switching
  • Umbrella payroll processing
  • Inside IR35 tax optimisation
  • No disruption between contracts

PSC Accounting

  • Year-end accounts & CT600
  • Quarterly VAT returns (MTD)
  • Director payroll & RTI
  • Companies House filings

Tax Planning

  • Optimal salary/dividend structure
  • Corporation tax minimisation
  • Expenses & allowances advice
  • Year-round proactive guidance

Compliance

  • Director self assessment
  • HMRC correspondence handled
  • Auto-enrolment managed
  • Registered agent with HMRC

Day-to-Day Support

  • Dedicated accountant by name
  • Unlimited calls & emails
  • Free FreeAgent software
  • Real-time financial dashboard
Free Contractor Tool

IR35 Take-Home Calculator

See exactly how much more you keep operating outside IR35 through your own limited company versus inside IR35 through an umbrella.

Your Contract Details

£150/day£1,500/day

Based on 220 working days = £110,000/year

£0£15,000

Costs your company pays for things you need (laptop, software, fees). Reduces corp tax — not money lost.

Set your day rate

Adjust the sliders and click calculate to see how IR35 status affects your take-home pay

Contractor Accountants

£104.50/month

No setup fees. No minimum contract. Cancel anytime.

Get Started Today
Great experience! I received clear and helpful advice on my accounting questions during our call. Very professional, friendly, and easy to talk to. I’d happily recommend Hasnain.

Fred M

IT Contractor

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Frequently Asked Questions

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Start today — no setup fees, no contract, and your dedicated accountant is ready to take over.