Online accountants providing unlimited, expert accounting services

Clever Accounts provide outstanding online accountancy services to limited companies, freelancers and contractors.

Using easy-to-use MTD compliant software, we take the hassle out of accounting, leaving you more time to concentrate on running your business.

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Freely switch between your limited company and an Umbrella contract as often and whenever you like for one fixed monthly fee.

Flex is our brand new Umbrella switching solution that allows you to have the best of both worlds.

Find out how FLEX can help you


Get 6 months worth of business insurance completely free of charge when you sign up to use our online accounting services.

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Refer your friends to Clever Accounts and receive £150 for everyone that signs up to our service.

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Sign up and get free contractor & freelancer business insurance6 months free of charge

We work hard at Clever Accounts to ensure our service will exceed your expectations.
We strive to provide you with consistent, expert advice and the best technology-driven solutions.

Providing accountancy services to limited companies for over 15 years

We’re one of the most experienced online accountancy services in the UK. For over 15 years, we’ve been providing businesses with cost-efficient accounting solutions that save time and money. We’ve been trusted by more than 10,000 limited companies, contractors and freelancers in the UK .

Introducing IR35 Flex

Flex is our brand new service designed for contractors and freelancers and provides a flexible and seamless way for you to switch between a limited company and Umbrella solution whenever you need.

Whats more, there is no additional cost for Flex and you are automatically eligible to switch once you have signed up.


Designed for contractors & freelancers


Automatically enrolled into Flex


Quick and seamless switching between packages


Pay just one fixed monthly fee


Keep the limited company benefits

Choose the right accounting package for your business

Used by thousands of limited companies, freelancers and contractors. When you signup, you get unlimited accounting support and advice, easy-to-use online accounting software with a single fixed monthly fee.

Free Insurance*

Limited Company

Used by thousands of limited companies and contractors, you get unlimited accounting support and advice, easy-to-use online accounting software all for a single fixed monthly fee. This package also includes our Flex solution to allow seamless switching between a limited company and Umbrella plus free insurance*

  • ZDedicated, experienced accountant
  • ZYear end accounts and Corporation Tax
  • ZVAT processing using MTD software
  • ZPayroll processing for all directors
  • ZIR35 Umbrella switching service with FLEX
  • ZOpen banking feeds
  • ZAnd much more


plus VAT per month

Growing Company

Our fully bespoke accounting service for limited companies that are growing or in need of additional services. This package includes a dedicated bookkeeper and payroll solutions for multiple employees. Comprehensive, pro-active support, advice and face-to-face meetings via video conferencing.  If you need that extra hands-on service, this is perfect for you.

  • ZDedicated, experienced accountant
  • ZYear end accounts and Corporation Tax
  • ZVAT processing using MTD software
  • ZPayroll processing for up to 10 employees
  • ZDedicated bookkeeper
  • ZOpen banking feeds
  • ZFace-to-face video conference meetings
  • ZAnd much more


plus VAT per month

Your expert, experienced accounting team

At Clever Accounts, we pride ourselves in providing outstanding services to all our clients. Accountancy isn’t all about crunching numbers and submitting documents but, just like any other online service, we strive to ensure we fully understand your needs as a customer and we communicate to you in a friendly, clear and concise manner.

No matter your industry and accounting needs, we have an accountant that is experienced to help you run your business and allow you to focus on generating revenue.

Fantastic, technology-driven and service focussed accounting service

As a limited company, we understand you require a fully compliant, pro-active service that you can trust and rely upon. However, we also understand you don’t want to be over-burdened with unnecessary administration work at the same.

At Clever Accounts, we use a combination of different software to provide that seamless, hassle-free service – whether it’s providing our own, inhouse online accountancy software to help manage your accounts or using bespoke technology-leading internal monitoring systems, we ensure we always strive to provide the best service we can.

Effortless accounting with our online accounting system

Some of the accounting services included with Clever Accounts

For one single monthly fee, you get all the services you need to ensure your limited company is efficient and compliant.

Company setup

We’ll assist you with setting up and registering your limited company with Companies House and HMRC.

IR35 advice

Complete end-to-end solution for IR35, including advice, guidance and hassle-free Umbrella switching 

Insurance services

Free insurance* with the Limited Company package to ensure there is even less to worry about.

Business banking

Get set up in 5 minutes with an online business bank account from one of our fantastic banking partners.

Dividends and wages

We’ll help calculate your take-home pay and with the help of our online software, ensure you are tax efficient.

Umbrella solution

IR35 Flex allows you to switch between a limited company and Umbrella as often as you like and only pay for one fee.

Accounting software

Easy-to-use online accounting software to ensure your limited company remains compliant.

Service focussed

With 15 years providing online accountancy services, we know a thing or two about customer service.

All-inclusive service

We provide a single fixed-fee monthly service to ensure you don’t have unexpected bills.

How did Clever Accounts help Yoga Instructor, Samantha Bernice

Samantha was a primary school teacher seeking a better work-life balance between her day job and looking after her three children. Back then, Yoga was a hobby she couldn’t find time to pursue. But, after going to a friend’s class, she realised that it was time to turn an old hobby into her livelihood.

As Samantha’s dream quickly became a reality, and Sam B Yoga started to grow, it was clear that accounts and finances need to be dealt with. So at first, she tried to manage this herself. However, Sam quickly recognised that some help with getting on top of her finances would be most welcomed. Luckily, she heard about Clever Accounts from a friend and has chosen to use our accounting service ever since.

Sam explains, ” I only have to keep my accounts up-to-date, everything else is taken care of, it’s very simple. My accountant is always available and helps me get my paperwork together for anything I need.