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Free Umbrella solution for all our PSC clients

by | Feb 17, 2020 | IR35

If you’re affected by IR35 changes and need to switch to Umbrella, we can help.

Our new IR35 FLEX solution means you can enjoy the best of both worlds, toggling between limited company and Umbrella working, where appropriate. What’s more, our Umbrella solution is free to use when we look after your PSC accounts. It’s a great way to keep your options open.

How it works

  • Keep your PSC open with Clever Accounts.
  • Switch to our Umbrella solution – at no additional cost.
  • Toggle between the two as necessary.

Not only is this a cost-effective way to access PSC and Umbrella contracting, it also means we can help you maximise your take-home pay, for example, by helping you continue to claim VAT relief on applicable limited company expenses.

Keeping your PSC open, in the meantime, means you don’t have the cost (and potential tax issues) involved in closing your company and then opening it again if and when your contract status changes.

A good solution for you?

This is a great solution for contractors whose previously ‘outside IR35’ contracts are deemed ‘inside IR35’ under the new rules. It’s also good for contractors who expect to take on a mixture of inside/outside IR35 contracts in the future.

The ability to toggle between PSC and Umbrella is particularly helpful if your end hirer has made, or is planning to make, a blanket decision to cease using PSC contractors.

In a few months, you may find that your end hirer takes a different approach, making individual IR35 assessments and relaxing the blanket decisions (this was certainly the case when similar rules were introduced in the public sector in 2017).

If you are deemed outside IR35 after an individual assessment, you will want to be able to easily switch back to PSC contracting using our seamless solution.

Keeping your PSC open, in the meantime, means you don’t have the cost (and potential tax issues) involved in closing your company and then opening it again if and when your contract status changes.

With Clever Accounts looking after both your PSC and Umbrella arrangements, you can seamlessly switch between the two, without any unnecessary hassle, cost or paperwork.

Get in touch and keep your options open

If you’re not sure, we’ll be happy to discuss your specific circumstances and provide tailored advice. Register to our IR35 FLEX solution, keep accepting both PSC or Umbrella contracts and make sure your business remains tax-efficient in 2021.

IR35 - read more about it

Find out what changes are coming, how this could affect you and what we can do to help.


Information for contractors, freelancers and limited company on what help is out there

Our accounting packages

Limited Company

Used by thousands of limited companies and contractors, you get unlimited accounting support and advice, easy-to-use online accounting software all for a single fixed monthly fee. This package also includes our Flex solution to allow seamless switching between a limited company and Umbrella plus free insurance*

Growing Company

Our fully bespoke accounting service for limited companies that are growing or in need of additional services. This package includes a dedicated bookkeeper and payroll solutions for multiple employees together with fully pro-active support and advice and face-to-face meetings via video conferencing.  If you need that extra hands-on service, this is perfect for you.

Need an accountant?

Clever Accounts offers fixed-fee online accountancy support for contractors, freelancers and limited companies.

Dedicated accountants, online accounting software and 15 years expertise in the market makes us the perfect choice.

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Designed for contractors & limited companies


Your own dedicated, experienced accountant


Monthly fixed-fees - no surprise bills


End-to-end IR35 support and guidance


Year end accounts, payroll and VAT